Ardent Credit Union

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In order to get started, select an account that works for you.

Rookie Account
This savings account helps our youngest savers learn the ropes.
  • Exclusively for savers age 12 and under
  • No monthly fees or minimum balance requirements
  • Pays a high rate of interest
Stash Account  
A savings account that encourages teens and young adults to save. Pair with a Stash account for a great financial foundation.
  • Exclusively for ages 13-26
  • Pays interest on three tiers
  • No monthly service fees or minimum balance requirements
SaveUP
Level up your savings with our tiered-rate savings account. The more you save, the more you can earn.
  • Earn a great rate based on your balance
  • Access to your funds whenever you need them
  • Maximum deposit of $1,000,000
Cash Account
A spending account for teens and young adults that rewards smart choices. Comes with a Stash Account to jumpstart their savings.
  • Exclusively for ages 13-26
  • No monthly service fee or minimum balance requirements
  • ATM surcharge refunds up to $12 per month
Certificate
Our high-earning Certificates offer terms to match any savings goal. As with all our accounts, your deposits are federally insured.
  • Terms from 3 to 60 months
  • $100 minimum deposit
  • IRA options available
3 Month Certificate
Flex Certificate
Lock in a great savings rate but have access to your funds in a pinch. Deposit more at any time. IRA and Jumbo options available.
  • 9-, 18- and 30-month terms available
  • One no penalty withdraw of up to 50% of balance during term
  • $100 minimum deposit
9 Month Flex Certificate
Savings Goal Club
Create an account to set aside funds for something special, like a vacation, holiday expenses or a major purchase. With no ATM access, you’ll make sure your saving stays on track and you’ll achieve your goal.
  • Deposit funds at anytime
  • No monthly service fee
  • Watch your savings grow in eBanking
24-Month BumpUP Certificate
Get the security of a guaranteed return with the opportunity to bump up your APY if the rate rises during your term. Earn the higher rate for the remainder of your term.
  • 24-month term
  • One rate bump per term
  • $100 minimum to open
  • IRA Certificate available