Ardent Savings Account
Our basic savings account is included with every membership. Think of it as the solid foundation to your financial future.
- Earn interest on your savings
- Easy access to funds
- Open with a $5 minimum deposit
Let's get going!
In order to get started, select an account that works for you.
SaveUP
Level up your savings with our tiered-rate savings account. The more you save, the more you can earn.
- Earn a great rate based on your balance
- Access to your funds whenever you need them
- Maximum deposit of $1,000,000
Stash Account
A savings account that encourages teens and young adults to save. Pair with a Stash account for a great financial foundation.
- Exclusively for ages 13-26
- Pays interest on three tiers
- No monthly service fees or minimum balance requirements
Cashback Checking
A rewards checking that can pay cash back on debit card purchases for qualifying accounts. Earn even when you’re spending.
- Earn 1.50% cash back up to $10 per month
- Get up to $25 in ATM surcharge refunds per month
- No monthly service fees or minimum balance requirements
High-Yield Checking
A rewards checking that offers the chance to earn a great APY on qualifying accounts. Make your money work harder for you.
- Earn 1.50% APY on balances up to $25,000
- Get up to $25 in ATM surcharge refunds per month
- No monthly service fees or minimum balance requirements
Free Basic Checking Account
Perfect for easy everyday use. This no-frills account is checking with all the great features you need, nothing you don’t.
- No monthly service fees or minimum balance requirements
- Pays interest on your balance
- Includes a Visa® debit card
Cash Account
A spending account for teens and young adults that rewards smart choices. Comes with a Stash Account to jumpstart their savings.
- Exclusively for ages 13-26
- No monthly service fee or minimum balance requirements
- ATM surcharge refunds up to $12 per month
High-Yield Money Market
Get more earning power without giving up flexibility. Open with minimum $5,000 balance and watch your money grow.
- Earn a great rate interest on balances of $5,000 or more
- No maximum balance or minimum withdrawal amounts
- $10 monthly service fee waived with daily balance of $5,000+
Money Market Account
This powerful account offers the perfect combination of growth and easy access. This account can do it all.
- Higher balances earn higher interest rates
- No minimum balance to open or monthly service fee
- $250 minimum check withdrawal amount
Certificate of Deposit
Our high-earning CDs offer terms to match any savings goal. As with all our accounts, your deposits are federally insured.
- Terms from 3 to 60 months
- $100 minimum deposit
- IRA options available
Flex Certificate of Deposit
Lock in a great savings rate but have access to your funds in a pinch. Deposit more at any time. IRA and Jumbo options available.
- 18- and 30-month terms available
- One no penalty withdraw of up to 50% of balance during term
- $100 minimum deposit